JOZ Financial Group

🟦 Meet John Ortiz

Founder of JOZ Financial Group
Licensed in 18 States | Life & Retirement Protection Specialist

Originally from California and proudly calling Texas home for the past 25 years, I’ve dedicated my career to helping families protect what matters most. With licenses in 18 states, we specialize in providing clear, professional guidance in life insurance, retirement income planning, asset preservation, and more.

As a father of four and grandfather to eight, I understand just how important family is — and that’s why I take our responsibility seriously when working with each client. Whether we’re planning for a legacy, protecting a mortgage, or creating retirement security, our goal is to make the process simple, personalized, and built to last.

At JOZ Financial Group, every conversation is centered around care, clarity, and long-term protection — because your peace of mind is my priority.

 

At JOZ Financial Group, we specialize in delivering comprehensive financial strategies designed to protect families and preserve legacies.
As an independent firm representing multiple top-rated carriers, we focus on guiding our clients through some of life’s most important financial decisions. Our licensed advisors are committed to helping individuals and families navigate critical areas of retirement and insurance planning — with integrity, clarity, and personalized care.

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🟦 Our Process

At JOZ Financial Group, we believe that personalized financial protection starts with a clear, step-by-step approach. From our first conversation to ongoing support, we’re here to help you make confident decisions about your future.

 

🔹 1. Introduction & Discovery

Understanding You Comes First

Our process begins with a simple, no-pressure consultation. This is our opportunity to get to know you — your goals, your concerns, your current coverage, and where you are in life. Whether you're protecting your family, planning for retirement, or both, this first meeting helps us understand what matters most to you.

 

🔹 2. Building Your Plan

Tailored Strategies, Built Around You

Once we’ve gathered the right information, we begin designing a customized financial protection plan based on your unique needs. This may include life insurance, mortgage protection, retirement income solutions, long-term care strategies, and more. We’ll walk you through every option clearly, so you can choose what fits best — without pressure or confusion.

 

🔹 3. Proactive Management

Ongoing Support As Life Changes

Life doesn't stay the same — and your financial strategy shouldn’t either. As your circumstances evolve, we remain committed to staying in touch, reviewing your plan, and making adjustments when necessary. Our goal is to ensure your coverage stays aligned with your goals, year after year.